This is the funniest commercial on television sets everywhere. With the Recession, many car companies are offering to take the car back if you lose your job and cannot pay for it, so this bug-eyed black guy(NOT racist, just his description) sits on a stool stating the following(with some paraphrasing):
"So now car companies are offering to take your car back if you lose your job. I think that sounds like the worst day ever. Hi Honey, I'm home, lost my job, don't have a car, what's for dinner?"
It is hilarious because that's exactly what I thought when I first heard these commercials, and the end of the last sentence is cheerful while the rest of it is mumbling! I'd post the rest, but I can't remember it!